Washington State Insurance Practice Exam 2026 – Comprehensive All-in-One Guide to Exam Success!

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Which organization in Washington provides insurance for direct loss?

National Flood Insurance Program (NFIP)

National Insurance Crime Bureau

Washington Property and Casualty Insurance Guaranty Association

The correct answer is choice C, Washington Property and Casualty Insurance Guaranty Association. This organization provides insurance for direct loss in Washington state by ensuring that policyholders receive their benefits if their insurance company becomes insolvent. The other options do not specifically provide insurance coverage for direct loss in Washington state. The National Flood Insurance Program (NFIP) primarily covers flood insurance, the National Insurance Crime Bureau focuses on investigating insurance fraud and crime, and the Washington Workers' Compensation Association deals with workers' compensation insurance.

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Washington Workers' Compensation Association

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